Use unique passwords for important accountsEnable multi-factor authentication when availableMake sure recovery email and phone information are currentRemove or secure unused accounts when possible

Devices

Turn on automatic system updates where practicalKeep phone and computer operating systems currentRemove unused apps or softwareUse a screen lock, PIN, or device passcode

Email Safety

Pause before clicking unexpected linksVerify urgent requests using a second method when possibleBe cautious with attachments from unknown or unusual sendersReport or delete suspicious messages instead of engaging with them

Financial & Identity Protection

Monitor financial accounts regularlyUse account alerts or credit monitoring if availableProtect Social Security, ID, and personal verification detailsFreeze credit if identity theft risk increases

Personal Awareness

Stay skeptical of urgent or emotional requestsConfirm unusual payment or login requests before actingTalk to a trusted person if something feels suspiciousAsk questions when unsure instead of guessing

How to Use This

Small improvements add up. Start with the items that are easiest to complete first, then return later for the rest.

This checklist is educational guidance, not a comprehensive security audit.